A tradition* (Tirmidhi) relates, "The person who observes prayers will be honoured by the Most Magnificent Lord in five ways: One, the scarcity of his means will be alleviated. Second, he is exempted from the torments of the grave. Thirdly, on the Day of Doom the Deed Scroll will be handed over to him in his right hand, the detailed account of which has been given in Surah al-haq'qa i.e. these to whom the scroll of dees will be given in their right hands will go about merrily showing their deeds scrolls to other people.
Fourthly, they shall pass over the bridge of heaven with a lightning speed. Fifthly, they shall be exempted from rendering accounts. And he who shows reluctance in observing prayers, shall be tormented in fifteen different ways. Out of these he will experiece five types of torments in the world, three types of torments at the time of deat, three types of torments in the grave and three types of tomrents on arising from the grave. The worldly torments are the Following:
Firstly, his life is devoid of blessings. Secondly, the glow that appears on the faces of the pure is removed from his face. Thirdly, all reward for his good deeds is cancelled out. Fourthly, his wishes are not granted. Fifthly, he loses his right to be remembered by the pious in their prayers. The Three torments at the time of death are thses:
Firstly, he dies in disgrace. Secondly, he dies in deprivation. Thirdly, he suffers from intense thrist at the moment of his death; and such is the intensity of his thirst that the whole sea cannot quench it.
The three torments of the grave are as follows:
Firstly, the grave contracts around him so that his breast bones break and pierce into each other. Secondly, a fire is lit up in his grave. Thirdly, a snake is sent to overpower him. The appearance of the snake is such that its eyes are like fireballs; its nails are made of iron and in length so big that their extremity could be reached only in a day's journey. This snake bites his corps and says 'I am the bare-headed snake.' Its voice is thunderous like lightning. The snake says: 'I have been appointed over you by my Lord in order to bite you till sunrise for having missed your morning prayers, and I am appointed to bite you till afternoon for missing the noon prayers, and then I am to bite you till sunset for having missed the afternoon prayers; and I am to bite you till night-prayer's time for missing the evening prayers and for missing the night prayers I am appointed to bite you continuously till morning. Whent he snake bies him but once the corps sinks into the earth to the depth measuring the length of seventy hands. And in the same manner he will continue to suffer this torment till Doomsday. And after arising from the grave he will suffer the following three tortures:
Firstly, he shall be severly called to account, Secondly, the wrath of the Most Just and Magnificent Lord will be upon him. Thirdly, he shall be thrown into Hell. All the above adds up to fourteen tortures. Possibly the fifteenth torture has been omitted through lapse of memory.
In another tradition it is related that three sentences will be writ large on the face of such a man: First sentence: O thou wasted away thy obligation to Almighty God. Second sentance: O thou who art a special object of the wrath of God. Third sentence: As you wasted away thy obligation to God in the mortal world, so you are deprived of God's blessings this day.